網路借貸英語作文六級

① 關於校園網貸利弊的英文作文（不用太難，不用太長，簡單一點的，要有中文翻譯）

寫作思路：通過校園網貸對於學生的作用來描寫，結合學生這一特殊群體，沒有收入，攀比心強，自製力差，寫出校園網貸的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大學生正值年少、好奇心強、希望能緊跟潮流，時尚的電子產品就受到了他們的青睞。但是電子產品往往價格高昂，動輒幾千，有的甚至上萬。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在記者的調查中，大部分學生的月生活費在幾百到一千元之間，而這些生活費的來源主要是父母提供，通過兼職獲得穩定收入的並不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消費能力和消費慾望的矛盾使得分期成為他們購買電子產品的一個重要途徑。在受訪學生中，使用分期付款購買的物品依次為電子產品、 娛樂消費、日用百貨等，其中電子產品佔了相當大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，當學生囊中羞澀時，校園網貸確實能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建築工程學院土木工程學院大四學生小任說：我們現在還沒有穩定的收入，面對價格高昂的電子產品往往『有心無力』，校園網貸可以使我們更早享受那些心儀已久的產品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我認為只要大學生能夠合理安排額度，在承受范圍內是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，與傳統銀行卡一樣，電商平台提供的信貸業務每個月也有固定的還款日。如螞蟻花唄業務設定每月的10日為還款日，若在還款日前，未還清當前應還金額，會產生相應的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果沒有超出還款期限1個月之內能夠把款還上的話則不會影響信用記錄，只是會多還點利息，如果超出了1個月，信用記錄上就會留下「污點」。

② 互聯網信貸的英語作文

Internet revolution to finance, in general, it can be divided into two parts: the Internet and Internet technology thinking, both similar to the relationship between the world outlook and methodology, assisted each other and penetration.
Internet technology deeper perspective of specific interpretation can be divided into: big data, P2P networks and all organizations on both sides of the market. Where big data is one of the most important factors. Financial no similar kind of physical proction, warehousing, logistics and other processes,
However, the data itself is the proction, storage, mining, transport, analysis and integration. So big data for financial purposes, compared to other instries, is undoubtedly much greater influence. Big Data, is thinking of the three pillars of technology and data. Big data refers not only to large-scale data, it is above all change a way of thinking, followed by the processing of these data and applications, data, processing technology and application of a list of the unification process technology, finally, big data provided must be sufficient interworking data itself.
Thinking big data will change the traditional thinking financial operations, it will change the first mortgage finance credit culture instry, promote and mainstream credit liquidity possible. In particular, China's financial instry has deep-rooted culture mortgage, the loan process in heavily dependent on the collateral, which is a very important reason for SMEs to get loans and services. Cultural let mortgage loan service provider in mind when considering simple and crude. Consider the core mortgage lenders is to determine the value of goods, to ensure that there is a corresponding value space.

③ 關於網路私人助學貸款的英語作文

I am a sophomore in Shanghai University, majoring in computer software. In the previous one and a half years I have been a model student and monitor of my class.
However, since I registered here, the expenses have become a burden for my average family. You know, my parents are both laid-off workers, and, to make matters worse, my mother has suddenly fallen ill and is expecting a major operation. It will be beyond their ability to finance me through my remaining ecation. It is now a must for me to help relieve their financial pressure

④ 網路借貸風險英語作文

1, the virtual network transactions, leading to the credit status of the credit of the two sides can not be certified, prone to fraud and arrears of default dispute.
2, a large number of network platform release of lending information, there are many in the loan company, Finance Companies and other names of foreign loans. And in fact must by approval of the national financial institutions engaged in the credit financing and other financial services, unauthorized engaged in financial activities often because of "illegal fund-raising", "illegal absorb public deposits", disrupt the order of financial management and be held liable.
3, if loans through network platform issued, so in network platform of lax discipline, failure or internal control proceres, or being the case may appear fabricating borrower information and the case of illegal fund-raising.